TERM LIFE INSURANCE
There is no longer such a thing as mortgage insurance. Today, you can secure a term life insurance policy designed to pay off your mortgage, ensuring your loved ones are not burdened with debt if you're no longer around.
While it’s a tough topic, I’ve seen many families forced to sell their homes because they didn’t have term insurance. Without this coverage, the surviving family members often couldn’t afford the mortgage payments due to economic pressures.
Term life insurance is surprisingly affordable, ranging from $25 to $100 per month.
Give me a call, and I’ll guide you over the phone on how to obtain a low-cost term life policy to protect your family’s future. My cell number is (818) 940-5530.
Why You Need a Living Trust
Real Estate
If the person listed on the title of a property passes away without a living trust, the property could go to the state. Your family will then need to hire an attorney to start the probate process, which can cost up to 5% of the sale price.
A living trust, which typically costs between $900 and $1,500, helps you avoid these high costs and keeps your family out of lengthy probate proceedings. It’s an easy and effective way to protect your loved ones from unnecessary expenses and conflicts, ensuring your wishes are honored.
Children
Without a living trust, your children may end up in the care of the state instead of family members. In the past, children would typically go to relatives, but that’s no longer guaranteed. A living trust allows you to specify who will be the guardian of your children, providing peace of mind for their future.
Don’t leave these critical decisions to chance.
Want to learn more?
Text me at (818) 940-5530, and I’ll send you more information along with a referral to an affordable living trust company that can handle all your needs.
